A sleek smartphone in your designer clutch may make you look classy and help you stay connected with the world. But have you ever thought that this little gadget could actually sharpen your money management skills too? Yes, you read it right. A smartphone can help you plan ahead and spend wisely. The Great Gruhini recommends 5 must-have mobile applications or apps as they are popularly known. [All, except one are free to download.] And guess what? You don’t have to morph into a tech geek to use it.
Image courtesy:©Thinkstock photos/ Getty images
